I Needed to File Bankruptcy

Not long ago, I would ignore my phone if it would ring. I knew that it was just another bill collector calling me. I was having a hard time keeping up with my mortgage payment and utilities, and I knew that there was no way I would be able to pay anything on back bills that I owed. I had a lot of medical bills that just pushed us right over the edge into financial despair, and I felt as hopeless as a person could feel. My cousin suggested that I talk with a Sacramento bankruptcy attorney, and I honestly did not know if that was the right answer or just causing me to go further into a feeling of hopelessness.

I didn’t really have a choice when one of my creditors threatened to garnish my wages. I knew that I had to do something because I would not be able to pay my mortgage and electric bill if that happened. I finally went online and looked at different bankruptcy lawyers. I made an appointment with Amerio Law Firm because they were offering a free consultation to even see if bankruptcy was the right option for me.

Honestly though, even if I had to pay, I would have chosen them. First impressions are very important to me, and their website made a great impression on me. It explained different bankruptcies as well as the benefits of them. When I saw that claiming bankruptcy could mean a full discharge of what I owe or even an affordable repayment plan, I felt my first glimmer of hope. When I walked out after my first appointment with them, hope had been completely reborn inside of me. I just wish I had done this sooner, because I would have saved myself months of stress. I finally answer my phone again now too!